New York State agencies exercise significant discretion when regulating various industries. The actions these agencies take can significantly impact the way our clients do business. We assist our clients when dealing with state agencies, such as gaining approvals to do business or offer new products, as well as assisting with compliance issues. We regularly monitor proposed rule makings by all state agencies to ensure proposed new rules or changes to existing ones do not adversely affect our clients’ business operations. If they do, we take actions to address their concerns. We also proactively advocate for state agency rules changes where needed by our clients.